Early Salary / Earned Wage Access Benefit Via Empuls

Enable Earned Wage Access (EWA) directly through Empuls

Introduction

Empuls enables organizations to offer on-demand salary access (Earned Wage Access) to their employees.

This provides employees with flexible access to their earned wages, enhancing financial wellness while ensuring HR and payroll teams maintain control and compliance.

Objective

To enable Earned Wage Access (EWA) solution with Empuls, empowering:

Employees to access a portion of their earned salary before payday.
Finance teams with reports to reconcile and make payroll adjustments.
Companies to enhance financial wellness and reduce employee financial stress.

Key Integration Highlights

Feature	Description
Single Sign-On (SSO)	Employees access early salary through Empuls without separate credentials.
Eligibility Sync	Empuls syncs employee data (ID, payroll, eligibility) from the HRMS.
On-Demand Salary Access	Employees can view eligible amounts and withdraw instantly.
Payroll Reconciliation	Platform provides utilisation and deduction reports for payroll processing.
Financial Wellness Dashboard	Employees can track withdrawals, balance, and access history.

Integration Flow

Step 1 - Company Setup

The organization signs an Tripartite agreement with Xoxoday & Early Salary Partner.
Once the agreement is signed, access to the Early Salary feature will be enabled under the Employee Benefits menu in your company’s Empuls account.

Step 2 - HRMS Integration

Platform connects with the company’s HRMS or payroll system.
Employee master data (name, employee ID, department, payroll info-salary grade or salary band or the actual salary) is securely synced to calculate eligibility.

Step 3 - Employee Access via Empuls